About Eksfin

Promoting exports

Eksfin can provide government loans and guarantees for promoting specific sales contracts abroad, investments in Norway that contribute to exports, or other transactions that help to generate value and employment within Norway.

Eksfin has 125 employees and head office in Oslo. The board is led by Mr. Morten Støver and the CEO is Ms. Tone Lunde Bakker.

Eksfin can finance the entire value chain: Exporters, subcontractors, international buyers and banks can become customers. Eksfin welcomes applications from all export industries throughout Norway. The largest industries that use Eksfin include the maritime, fisheries, aquaculture, and renewable energy industries. A number of emerging industries have also started using Eksfin’s services in recent years.

Subject to the Parliament and the Norwegian government

The schemes and exposure limits managed by Eksfin have been adopted by the Norwegian parliament, the Storting. Eksfin receives its allocation notices, regulations, and instructions from the Norwegian Ministry of Trade, Industry and Fisheries. The Ministry appoints Eksfin’s board and CEO.

The Norwegian state backs Eksfin’s loans and guarantees. Eksfin’s guarantees therefore benefit from the Norwegian state’s high AAA credit rating. Eksfin’s administration costs and loss payments are covered by interest payments and guarantee premiums from its clients.

In addition to export schemes, Eksfin manages individual financing schemes with other aims on behalf of the Norwegian government. Take a look at an overview of Eksfin’s services.

International network

Eksfin participates in an international network of government export credit agencies (ECA) and must adhere to a set of common international rules through the OECD, EEA, and WTO. Eksfin strives to provide Norwegian exporters with competitive terms on the same level as our sister institutions abroad are offering their exporters. Read more about our international framework.

Loans are offered at market rates or CIRR rates as determined by the OECD.

Close co-operation with banks

Eksfin’s financing and guarantees do not compete with private banks and are  provided in addition to, and often as part of financing from private institutions in Norway and abroad. Loans and guarantees are provided upon application, and Eksfin is happy to offer advice on its guarantee and loan products.